The 2023 Florida Statutes (including Special Session C)

Title XXXIII
REGULATION OF TRADE, COMMERCE, INVESTMENTS, AND SOLICITATIONS

Chapter 559
REGULATION OF TRADE, COMMERCE, AND INVESTMENTS, GENERALLY

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F.S. 559.77

559.77 Civil remedies.—

(1) A debtor may bring a civil action against a person violating the provisions of s. 559.72 in the county in which the alleged violator resides or has his or her principal place of business or in the county where the alleged violation occurred.

(2) Any person who fails to comply with any provision of s. 559.72 is liable for actual damages and for additional statutory damages as the court may allow, but not exceeding $1,000, together with court costs and reasonable attorney’s fees incurred by the plaintiff. In determining the defendant’s liability for any additional statutory damages, the court shall consider the nature of the defendant’s noncompliance with s. 559.72, the frequency and persistence of the noncompliance, and the extent to which the noncompliance was intentional. In a class action lawsuit brought under this section, the court may award additional statutory damages of up to $1,000 for each named plaintiff and an aggregate award of additional statutory damages up to the lesser of $500,000 or 1 percent of the defendant’s net worth for all remaining class members; however, the aggregate award may not provide an individual class member with additional statutory damages in excess of $1,000. The court may award punitive damages and may provide such equitable relief as it deems necessary or proper, including enjoining the defendant from further violations of this part. If the court finds that the suit fails to raise a justiciable issue of law or fact, the plaintiff is liable for court costs and reasonable attorney’s fees incurred by the defendant.

(3) A person may not be held liable in any action brought under this section if the person shows by a preponderance of the evidence that the violation was not intentional and resulted from a bona fide error, notwithstanding the maintenance of procedures reasonably adapted to avoid such error.

(4) An action brought under this section must be commenced within 2 years after the date the alleged violation occurred.

(5) In applying and construing this section, due consideration and great weight shall be given to the interpretations of the Federal Trade Commission and the federal courts relating to the federal Fair Debt Collection Practices Act.

History.—s. 23, ch. 72-81; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 9, ch. 78-95; ss. 3, 6, ch. 81-314; ss. 2, 3, ch. 81-318; ss. 1, 3, ch. 83-265; ss. 10, 13, ch. 93-275; s. 820, ch. 97-103; s. 2, ch. 2001-206; s. 9, ch. 2010-127.

F.S. 559.77 on Google Scholar

F.S. 559.77 on Casetext

Amendments to 559.77

Arrestable Offenses / Crimes under Fla. Stat. 559.77

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 559.77.

Annotations, Discussions, Cases:

Cases from cite.case.law:

MARCHISIO, v. CARRINGTON MORTGAGE SERVICES, LLC,, 919 F.3d 1288 (11th Cir. 2019)

. . . . § 559.77(3). . . . Id. § 559.77(5) ; Gann v. BAC Home Loans Servicing LP , 145 So.3d 906, 908 (Fla. 2d Dist. Ct. . . .

L. SHAFFER, v. SERVIS ONE, INC. d b a BSI M. P. A. LLC,, 347 F. Supp. 3d 1039 (M.D. Fla. 2018)

. . . . § 559.77(5) ], due consideration and great weight shall be given to the interpretations of the Federal . . .

A. MILLER, v. GINNY S INC., 287 F. Supp. 3d 1324 (M.D. Fla. 2017)

. . . . § 559.77(1), Fla. Stat. (2017). . . .

HARRINGTON, v. ROUNDPOINT MORTGAGE SERVICING CORPORATION SFR LLC,, 290 F. Supp. 3d 1306 (M.D. Fla. 2017)

. . . ." § 559.77(4), Fla. Stat. . . .

CASTELLANOS, v. PORTFOLIO RECOVERY ASSOCIATES, LLC,, 297 F. Supp. 3d 1301 (S.D. Fla. 2017)

. . . . § 559.77(3), which provides: A person may not be held liable in any action brought under this section . . . Stat. § 559.77(3). . . .

SOLIS, v. CITIMORTGAGE, INC. P. L. W., 700 F. App'x 965 (11th Cir. 2017)

. . . . § 559.77(4). . . . Stat. §§ 559.72(18), 559.77(4) (providing a two-year statute of limitations for these FCCPA claims). . . .

VALLE, v. FIRST NATIONAL COLLECTION BUREAU, INC., 252 F. Supp. 3d 1332 (S.D. Fla. 2017)

. . . . § 559.77. . . .

HELMAN, v. BANK OF AMERICA, BAC LP, f. k. a. LP,, 685 F. App'x 723 (11th Cir. 2017)

. . . . § 559.77(5). . . . .

HELMAN, v. BANK OF AMERICA, BAC LP, f. k. a. LP,, 685 F. App'x 723 (11th Cir. 2017)

. . . . § 559.77(5). . . . .

DYCK O NEAL, INC. v. WARD,, 216 So. 3d 664 (Fla. Dist. Ct. App. 2017)

. . . See § 559.77(5) (“In applying and construing [the FCCPA], due consideration and great weight shall be . . .

A. AGRELO, M. v. AFFINITY MANAGEMENT SERVICES, LLC, a a a. k. a. P. A,, 841 F.3d 944 (11th Cir. 2016)

. . . . § 559.77(5). . . .

BANK OF AMERICA, N. A. BAC LP, f k a LP, v. C. SIEFKER a k a CCM, 201 So. 3d 811 (Fla. Dist. Ct. App. 2016)

. . . MFP, Inc., 85 So.3d 1151, 1153 (Fla. 2d DCA 2012) (quoting § 559.77(5), Fla. Stat.). . . .

BANNER, v. LAW OFFICE OF DAVID J. STERN, P. A. J., 198 So. 3d 1133 (Fla. Dist. Ct. App. 2016)

. . . Section 559.77 governs fee entitlement under the FCCPA and section 501.2105 controls fee entitlement . . . Banner was awarded fees pursuant to section 559.77(2); defendants were awarded fees under section 501.2105 . . .

PARHAM, v. SEATTLE SERVICE BUREAU, INC. a d. b. a., 656 F. App'x 474 (11th Cir. 2016)

. . . . § 559.77(5). Thus, Hawthorne controls our interpretation of the FCCPA with equal force. . . .

PRESCOTT, v. SETERUS, INC., 194 F. Supp. 3d 1290 (S.D. Fla. 2016)

. . . . § 559.77(5). . . .

L. MARTIN, v. ALLIED INTERSTATE, LLC IQOR US,, 192 F. Supp. 3d 1296 (S.D. Fla. 2016)

. . . . § 559.77(5). . . .

MCCASKILL, v. NAVIENT SOLUTIONS, INC., 178 F. Supp. 3d 1281 (M.D. Fla. 2016)

. . . . § 559.77(1), “[a] debtor” is authorized to bring a civil action to recoyer for violations of Fla. . . .

S. STRAUSS, v. CBE GROUP, INC., 173 F. Supp. 3d 1302 (S.D. Fla. 2016)

. . . . § 559.77(1). . . .

KINLOCK, v. WELLS FARGO BANK, N. A. N. A. d. b. a. N. A. d. b. a., 636 F. App'x 785 (11th Cir. 2016)

. . . . § 559.77(5). . . .

HARRINGTON, v. ROUNDPOINT MORTGAGE SERVICING CORPORATION SFR LLC,, 163 F. Supp. 3d 1240 (M.D. Fla. 2016)

. . . . § 559.77(4). . . . Stat. § 559.77(2). . . . Stat. § 559.77(5); see also Groves v. U.S. . . .

CONIGLIO, v. BANK OF AMERICA, NA, a f. k. a. BAC LP,, 638 F. App'x 972 (11th Cir. 2016)

. . . . § 559.77(2). . . . . Sta. § 559.77(5). .Because we hold that the district court should have vacated the default judgment, . . .

LEAHY- FERNANDEZ, v. BAYVIEW LOAN SERVICING, LLC,, 159 F. Supp. 3d 1294 (M.D. Fla. 2016)

. . . . § 559.77(5) (2010))). . . .

BRINDISE v. U. S. BANK NATIONAL ASSOCIATION,, 183 So. 3d 1215 (Fla. Dist. Ct. App. 2016)

. . . Section 559.77(5) provides that “[i]n applying and construing this section, due consideration and great . . . See § 559.77. Those remedies, however, do not extend to section 559.715. . . .

RAMOS v. CACH, LLC,, 183 So. 3d 1149 (Fla. Dist. Ct. App. 2015)

. . . section 559.72(9) and (2) her entitlement to declaratory and injunctive relief pursuant to sections 559.77 . . . Section 559.77 states the "[a] debtor may bring a civil action against a person violating the provision . . .

PRESCOTT, v. SETERUS, INC., 635 F. App'x 640 (11th Cir. 2015)

. . . . § 559.77(5), the two statutes are not identical. . . . Stat. § 559.77(3) (same). . . .

ARIANAS, v. LVNV FUNDING LLC., 132 F. Supp. 3d 1322 (M.D. Fla. 2015)

. . . . § 559.77(5). . . .

MANRIQUE, v. WELLS FARGO BANK N. A. LLC,, 116 F. Supp. 3d 1320 (S.D. Fla. 2015)

. . . . § 559.77(5) (“In applying and construing this section, due consideration and great weight shall be . . .

GOODIN J. v. BANK OF AMERICA N. A., 114 F. Supp. 3d 1197 (M.D. Fla. 2015)

. . . . § 559.77(3). Second, the Bank must show that its errors were bona fide. Id. . . . Stat. § 559.77(3). . . . Stat. § 559.77. . . . Stat. § 559.77(2). . . . Stat. § 559.77. . . .

IN RE RUNYAN v. LLC,, 530 B.R. 801 (Bankr. M.D. Fla. 2015)

. . . . § 559.77(2). . Arianas v. LVNV Funding LLC, 54 F.Supp.3d 1308, 1310 (M.D.Fla.2014) ("U.S. . . .

ARIANAS, v. LVNV FUNDING LLC., 54 F. Supp. 3d 1308 (M.D. Fla. 2014)

. . . . § 559.77(2) (2014). . . .

H. COURSEN, v. SHAPIRO FISHMAN, GP, A n. k. a. LLP, a, 588 F. App'x 882 (11th Cir. 2014)

. . . . § 559.77(4) (establishing a two-year statute of limitations for claims under the FCCPA); 15 U.S.C. . . .

GANN, v. BAC HOME LOANS SERVICING LP, n k a N. A., 145 So. 3d 906 (Fla. Dist. Ct. App. 2014)

. . . .” § 559.77(5); see also Kelliher v. Target Nat’l Bank, 826 F.Supp.2d 1324, 1327 (M.D.Fla.2011). . . .

LARDNER, v. DIVERSIFIED CONSULTANTS INC., 17 F. Supp. 3d 1215 (S.D. Fla. 2014)

. . . . § 559.77(5). . . . Stat. § 559.77(5). . . .

IN RE L. JONES,, 494 B.R. 569 (Bankr. M.D. Fla. 2013)

. . . Id. at § 559.77(2). . In re Martinez, 266 B.R. 523, 537 (S.D.Fla.2001). . 15 U.S.C. § 1692. . . . Stat. § 559.77(5). . In re Martinez, 266 B.R. at 537 (emphasis in original) (citing Graziano v. . . .

M. MIKESELL, v. FIA CARD SERVICES, N. A. N. A., 936 F. Supp. 2d 1327 (M.D. Fla. 2013)

. . . . § 559.77(2) (emphasis added). The court may also award punitive damages. Id. . . . .

MARTORELLA, v. DEUTSCHE BANK NATIONAL TRUST COMPANY,, 931 F. Supp. 2d 1218 (S.D. Fla. 2013)

. . . . § 559.77(5). Read v. MFP, Inc., 85 So.3d 1151, 1153 (Fla.Dist.Ct.App.2012). . . .

FINI, v. DISH NETWORK L. L. C., 955 F. Supp. 2d 1288 (M.D. Fla. 2013)

. . . . § 559.77(3). . . . Stat. § 559.77(3), because four months elapsed before the calls finally ceased. 3. . . . Damages Pursuant to Florida Statute 559.77(2), Defendant may be liable for “actual damages” under the . . .

BALDWIN, v. REGIONS FINANCIAL CORPORATION, a, 98 So. 3d 1210 (Fla. Dist. Ct. App. 2012)

. . . Specifically, Baldwin argued that pursuant to section 559.77(2), if he files his action on an individual . . . Stat. (2010) (“In applying and construing [section 559.77], due consideration and great weight shall . . . The remedial portion of the FCCPA is set forth in section 559.77. . . . Baldwin’s argument focuses on the interpretation of section 559.77(2), which provides as follows: Any . . . We disagree with Baldwin’s argument that section 559.77(2) allows' for greater “additional statutory . . .

DISH NETWORK SERVICE L. L. C. v. MYERS,, 87 So. 3d 72 (Fla. Dist. Ct. App. 2012)

. . . See § 559.77(2), (5); 15 U.S.C. § 1692 (2000). . . . Rather, section 559.77(5) provides that “[i]n applying and construing this section, due consideration . . . Section 559.77 is a fee-shifting statute, which authorizes the trial court to award reasonable attorneys . . . See § 559.77(2). . . . See § 559.77(2). . . . .

READ, v. MFP, INC. d b a, 85 So. 3d 1151 (Fla. Dist. Ct. App. 2012)

. . . . § 559.77(5). . . .

ERICKSON, v. GENERAL ELECTRIC COMPANY, LLC, LLC, LLC,, 854 F. Supp. 2d 1178 (M.D. Fla. 2012)

. . . . § 559.77(5), "FCCPA specifies that, in construing its provisions, 'due consideration and great weight . . .

KELLIHER, v. TARGET NATIONAL BANK,, 826 F. Supp. 2d 1324 (M.D. Fla. 2011)

. . . . § 559.77(5). There is one distinct difference between the two laws, however. . . .

A. MORRISON W. v. UNITED STATES f k a, 73 So. 3d 336 (Fla. Dist. Ct. App. 2011)

. . . I concur, but write to acknowledge Appellants’ argument that under section 559.77(2), Florida Statutes . . . determination of whether Appellants’ counterclaim “fail[ed] to raise a justiciable issue of law or fact[.]” § 559.77 . . .

OPPENHEIM, v. I. C. SYSTEM, INC., 627 F.3d 833 (11th Cir. 2010)

. . . . § 559.77(5). On appeal, I.C. . . .

In D. CHEAVES, P. D. v. a a, 439 B.R. 220 (Bankr. M.D. Fla. 2010)

. . . . § 559.77(5). See In re Cooper, 253 B.R. 286, 290 (Bankr. . . .

In HATHCOCK J. L. v. GC USA, 437 B.R. 696 (Bankr. M.D. Fla. 2010)

. . . . § 559.77(5). . . .

BACELLI, v. MFP, INC. St. s, 729 F. Supp. 2d 1328 (M.D. Fla. 2010)

. . . . § 559.77. . . . Stat. § 559.77(3). . . . Stat. § 559.77(5). . . . Stat. § 559.77(3). . See Warner v. . . .

MADURA, v. LAKEBRIDGE CONDOMINIUM ASSOCIATION INC. P. A., 382 F. App'x 862 (11th Cir. 2010)

. . . . § 559.77(4). . . .

In S. GOVERO, II A. S. II A. v. J. D. D. S. S. D. D. S. P. A. I. C., 439 B.R. 917 (Bankr. S.D. Fla. 2010)

. . . damages in the amount of $1,000.00, plus attorneys’ fees and costs, pursuant to Florida Statutes section 559.77 . . . the hearing on the Motion, the Debtors withdrew their requests for relief under sections 559.72 and 559.77 . . .

OPPENHEIM, v. I. C. SYSTEM, INC., 695 F. Supp. 2d 1303 (M.D. Fla. 2010)

. . . . § 559.77(5). Defendant raises no additional arguments for summary judgment on the FCCPA claim. . . .

SANZ, v. FERNANDEZ, P. A. d b a LLC,, 633 F. Supp. 2d 1356 (S.D. Fla. 2009)

. . . . § 559.77. The equitable relief authorized includes the authority to grant injunctive relief. . . . rights and other legal relations of any interested party seeking such declaration,” and because Section 559.77 . . .

BEEDERS, v. GULF COAST COLLECTION BUREAU,, 632 F. Supp. 2d 1125 (M.D. Fla. 2009)

. . . . § 559.77, et seq., by the defendant, Gulf Coast Collection Bureau, Inc. (Doc. 2). . . . Stat. § 559.77(2) for a violation under § 559.72(7). . . . To determine the amount of statutory damages under § 559.77(2), the court must consider the frequency . . . Stat. § 559.77(2). “Adjudication” refers to a final determination or judgment. . . . To aid in interpretation of § 559.77(2), the statute provides that “[i]n applying and construing this . . .

L. DANOW, v. LAW OFFICE OF DAVID E. BORBACK, P. A., 634 F. Supp. 2d 1337 (S.D. Fla. 2009)

. . . . § 559.77(2), and 28 U.S.C. § 1927. a. . . . s fees and costs in the total amount of $23,252.98 pursuant to 15 U.S.C. § 1692k(a)(3), Fla.Stat. § 559.77 . . .

NORTH STAR CAPITAL ACQUISITIONS, LLC, v. S. KRIG, v. C. v. B., 611 F. Supp. 2d 1324 (M.D. Fla. 2009)

. . . . § 559.77(3). The FDCPA has an almost identical provision. See 15 U.S.C. § 1692k(e). . . . Stat. § 559.77(2). . . .

E. BERG, Jr. v. MERCHANTS ASSOCIATION COLLECTION DIVISION, INC. d b a MAF, 586 F. Supp. 2d 1336 (S.D. Fla. 2008)

. . . . § 559.77(5) states that “[i]n construing this section, due consideration and great weight shall be . . . However, that provision related only to the section on civil remedies, § 559.77. . . . Stat. § 559.77(5), a Plaintiff must assert “(1) that there was a disclosure of information to a person . . . Stat. § 559.77(2). . . .

L. CONNER, v. BCC FINANCIAL MANAGEMENT SERVICES, INC., 597 F. Supp. 2d 1299 (S.D. Fla. 2008)

. . . Stat. § 559.77. . . . Stat. § 559.77 (Florida’s consumer collection practices statute). . . . Stat. § 559.77 (emphasis added). . . . Stat. § 559.77. . . . Stat. § 559.77. . . .

In G. WILLIAMS, G. v. LLC,, 392 B.R. 882 (Bankr. M.D. Fla. 2008)

. . . . § 559.77. . . .

LAUGHLIN, v. HOUSEHOLD BANK, LTD. a k a Ms. P. A., 969 So. 2d 509 (Fla. Dist. Ct. App. 2007)

. . . Section 559.77, Florida Statutes (2002), provides the civil remedies available for violations of the . . . As the Supreme Court determined in Harris, 338 So.2d at 200, by enacting section 559.77, the Legislature . . . As discussed above, by enacting section 559.77, the Legislature intended to provide statutory damages . . .

S. TRENT, v. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., 618 F. Supp. 2d 1356 (M.D. Fla. 2007)

. . . In fact, § 559.77(5) of the FCCPA provides that, when applying the provisions of the FCCPA, “great weight . . . Because § 559.77 only provides a private right of action for violations of § 559.72, these remaining . . . Stat. § 559.77, titled "Civil Remedies”, is the enabling statute that permits a private right of action . . . Section 559.77(1) provides: "A debtor may bring a civil action against a person violating the provisions . . . Section 559.77(2), again citing § 559.72, provides that "[u]pon adverse adjudication, the defendant shall . . .

L. CONNER, v. BCC FINANCIAL MANAGEMENT SERVICES, INC., 489 F. Supp. 2d 1358 (S.D. Fla. 2007)

. . . . § 559.77(1). BCC argues that a violation of the registration statute, Fla. . . . Stat. §§ 559.72 and 559.77(1). . . .

REEVES, v. ACE CASH EXPRESS, INC., 937 So. 2d 1136 (Fla. Dist. Ct. App. 2006)

. . . claiming they violated the Florida Consumer Collection Practices Act (“FCCPA”), specifically section 559.77 . . . Likewise, nothing in the text of section 559.77 evinces a legislative intent to preclude the submission . . . statutory tort, such as the FCCPA, which expressly provides that punitive damages may be awarded. § 559.77 . . .

ECHEVARRIA, MCCALLA, RAYMER, BARRETT FRAPPIER, a L. L. P. a L. L. C. a P. A. a v. COLE,, 896 So. 2d 773 (Fla. Dist. Ct. App. 2004)

. . . class certification order in an action under the Florida Consumer Collection Practices Act, section 559.77 . . .

AGAN, v. KATZMAN KORR, P. A. C. L., 222 F.R.D. 692 (S.D. Fla. 2004)

. . . . § 559.77(2). . . .

A. CLIFF, v. PAYCO GENERAL AMERICAN CREDITS, INC., 363 F.3d 1113 (11th Cir. 2004)

. . . . §§ 559.72, 559.77: Cliff contends that OSI’s conduct violated Fla. . . . Stat. § 559.77. . . . Stat. § 559.77(4). . . . .

R. SALZGEBER, D. D. S. P. A. R. D. D. S. v. F. KELLY,, 826 So. 2d 366 (Fla. Dist. Ct. App. 2002)

. . . Kelly sought and was awarded attorney’s fees pursuant to section 559.77, Florida Statutes (1995), as . . . Salzgeber contends the language of section 559.77 and the contract between Mr. . . . Section 559.77 reads, in part, “Upon adverse adjudication, the defendant shall be liable for ... court . . .

SCHAUER, v. GENERAL MOTORS ACCEPTANCE CORP. d b a Ed, 819 So. 2d 809 (Fla. Dist. Ct. App. 2002)

. . . Section 559.77, Florida Statutes (1999) provides that a debtor may bring a civil action against a person . . .

RECANZONE, v. MAY COMPANY, a a, 712 So. 2d 474 (Fla. Dist. Ct. App. 1998)

. . . exercise jurisdiction over an action for damages and for injunctive relief, brought under sections 559.77 . . .

A. WILSON A. v. S. EDENFIELD, S. P. A. a W. P. A., 968 F. Supp. 681 (M.D. Fla. 1997)

. . . seeking not only the statutorily imposed damages but also punitive damages under Florida Statute, section 559.77 . . . Stat., sec. 559.77 unless they first make a reasonable showing by evidence in the record which would . . .

SOUTHEAST BANK, N. A. v. ALMEIDA,, 693 So. 2d 1015 (Fla. Dist. Ct. App. 1997)

. . . Section 559.77. c. Violates the Florida Usury Statutes, Section 687.02, 687.03 et seq. d. . . .

CHRYSLER CREDIT CORPORATION, v. LALIBERTY,, 506 So. 2d 67 (Fla. Dist. Ct. App. 1987)

. . . According to section 559.77: A debtor may bring a civil action against a person violating the provisions . . .

NORTHERN TRUST COMPANY, v. CHASE MANHATTAN BANK, N. A., 582 F. Supp. 1380 (S.D.N.Y. 1984)

. . . should include a direction that Chase pay over to Northern $100,129.21, made up of the sums of $81,-559.77 . . .

TALLAHASSEE TITLE COMPANY, v. P. DEAN,, 411 So. 2d 204 (Fla. Dist. Ct. App. 1982)

. . . Dean then instituted this suit, pursuant to Section 559.77, Florida Statutes (1979), for violation of . . .

M. PETERS J. v. COLLISION CLINICS INTERNATIONAL INC. a L., 404 So. 2d 116 (Fla. Dist. Ct. App. 1981)

. . . (4) and (6), and thus they were each entitled to a minimum verdict of $1,000, relying upon Section 559.77 . . . There is no indication in Section 559.77(1) that a debtor bringing suit thereunder is to recover at least . . . Section 559.77(1) authorizes the allowance of attorney’s fees to the prevailing party. . . . Section 559.77(1) provides: (1) A debtor may bring a civil action against a person violating the provisions . . .

E. CARRIGAN v. CENTRAL ADJUSTMENT BUREAU, INC., 502 F. Supp. 468 (N.D. Ga. 1980)

. . . . § 559.77(1) provides that where violation of the Consumer Collection Practices Act is found to exist . . .

CARTER OPTICIANS, INC. v. F. DAVIS,, 367 So. 2d 227 (Fla. Dist. Ct. App. 1979)

. . . claim for payment against Davis in county court; Davis filed a counterclaim pursuant to §§ 559.72 and 559.77 . . . Pursuant to § 559.72(4) and § 559.77(1), Florida Statutes (1975), the trial court awarded Davis statutory . . .

HEARD, v. L. MATHIS,, 344 So. 2d 651 (Fla. Dist. Ct. App. 1977)

. . . the Act does not require that plaintiff establish proof of actual damages less than $500.00, Section 559.77 . . . Section 559.77(1), Florida Statutes (1975) states in pertinent part: “If it appears to .the court that . . .

S. STORY, v. J. M. FIELDS, INC., 343 So. 2d 675 (Fla. Dist. Ct. App. 1977)

. . . debt of Story’s, engaged in' practices prohibited by Section 559.72 and made actionable by Section 559.77 . . .

COLLECTION BUREAU OF ORLANDO, INC. a v. CONTINENTAL CASUALTY COMPANY, a, 342 So. 2d 1019 (Fla. Dist. Ct. App. 1977)

. . . In enacting Florida Statutes, Sections 559.72 and 559.77, the legislature has provided a cause of action . . . coverage for actions brought against it under the provisions of Florida Statutes, Sections 559.72 and 559.77 . . .

LAUREL HILL CEMETERY ASSOCIATION, v. UNITED STATES, 427 F. Supp. 679 (E.D. Mo. 1977)

. . . Interest Assessed Penalty Assessed Total 1956 1,337.02 921.90 378.56 2,637.48 1957 2,239.07 1,628.48 559.77 . . .

E. HARRIS, v. BENEFICIAL FINANCE COMPANY OF JACKSONVILLE, a, 338 So. 2d 196 (Fla. 1976)

. . . Also in its amended motion to dismiss, Beneficial contended that Section 559.77(1), Florida Statutes, . . . Beneficial argued successfully before the trial court that the minimum damage provision of Section 559.77 . . .

W. WILLIAMS, W. v. STREEPS MUSIC COMPANY, INC., 333 So. 2d 65 (Fla. Dist. Ct. App. 1976)

. . . The issue thus joined is whether the claim as alleged falls within the purview of §§ 559.72 and 559.77 . . . This is an action pursuant to Florida Statute 559.77 and jurisdiction is in the Circuit Court by virtue . . . of an amount not due, appellant would be entitled to recover the statutory penalties provided in § 559.77 . . . (Emphasis added.) . “559.77 Civil remedies.— (1) A debtor may bring a civil action against a person violating . . .

F. COOK, v. BLAZER FINANCIAL SERVICES, INC., 332 So. 2d 677 (Fla. Dist. Ct. App. 1976)

. . . Section 559.77(1) provides as follows: “(1) A debtor may bring a civil action against a person violating . . .

STEINER AND MUNACH, P. A. v. F. WILLIAMS, 334 So. 2d 39 (Fla. Dist. Ct. App. 1976)

. . . Nevertheless, defendant’s conduct clearly is in violation of § 559.72(10), Fla.Stat, F.S.A., and pursuant to § 559.77 . . . issued or approved by a government, governmental agency, or attorney-at-law, when it is not * * * * * . “559.77 . . .

TESTER, a k a v. NATIONAL CREDIT EXCHANGE, INC. a, 299 So. 2d 46 (Fla. Dist. Ct. App. 1974)

. . . issued or approved by a government, governmental agency, or attorney-at-law, when it is not; Section 559.77 . . .