The 2023 Florida Statutes (including Special Session C)

Title XXXVII
INSURANCE

Chapter 624
INSURANCE CODE: ADMINISTRATION AND GENERAL PROVISIONS

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F.S. 624.607

624.607 “Marine insurance,” “wet marine and transportation insurance,” and “inland marine insurance” defined.—

(1) “Marine insurance” includes:

(a) Insurance against any kinds of loss or damage to:

1. Vessels, craft, aircraft, cars, automobiles, and vehicles of every kind, as well as all goods, freights, cargoes, merchandise, effects, disbursements, profits, moneys, bullion, precious stones, securities, choses in action, evidences of debt, valuable papers, bottomry and respondentia interests and all other kinds of property and interests therein, in respect to, appertaining to, or in connection with any and all risks or perils of navigation, transit, or transportation, including war risks, on or under any seas or other waters, on land or in the air, or while being assembled, packed, crated, baled, compressed, or similarly prepared for shipment or while awaiting the same or during any delays, storage, transshipment, or reshipment incident thereto, including marine builder’s risks and all personal property floater risks; and

2. Person or property in connection with or appertaining to a marine, inland marine, transit, or transportation insurance, including liability for loss of or damage to either, arising out of or in connection with the construction, repair, operation, maintenance, or use of the subject matter of such insurance, but not including life insurance or surety bonds nor insurance against loss by reason of bodily injury to the person arising out of the ownership, maintenance, or use of automobiles; and

3. Precious stones, jewels, jewelry, gold, silver, and other precious metals, whether used in business or trade or otherwise and whether the same be in course of transportation or otherwise; and

4. Bridges, tunnels, and other instrumentalities of transportation and communication (excluding buildings, their furniture and furnishings, fixed contents, and supplies held in storage) unless fire, tornado, sprinkler leakage, hail, explosion, earthquake, riot, and/or civil commotion are the only hazards to be covered; piers, wharves, docks, and slips, excluding the risks of fire, tornado, sprinkler leakage, hail, explosion, earthquake, riot, and/or civil commotion; and other aids to navigation and transportation, including dry docks and marine railways, against all risks.

(b) Marine protection and indemnity insurance, meaning insurance against, or against legal liability of the insured for, loss, damage, or expense arising out of, or incident to, the ownership, operation, chartering, maintenance, use, repair, or construction of any vessel, craft, or instrumentality in use in ocean or inland waterways, including liability of the insured for personal injury, illness, or death or for loss of or damage to the property of another person.

(2) For the purposes of this code, “wet marine and transportation insurance” is that part of marine insurance which includes only:

(a) Insurance upon vessels, crafts, and hulls and of interests therein or with relation thereto;

(b) Insurance of marine builders’ risks, marine war risks, and contracts of marine protection and indemnity insurance;

(d) Insurance of personal property and interests therein, in course of exportation from or importation into any country, or in course of transportation coastwise or on inland waters, including transportation by land, water, or air from point of origin to final destination, in respect to, appertaining to, or in connection with any and all risks or perils of navigation, transit, or transportation, and while being prepared for and while awaiting shipment, and during any delays, storage, transshipment, or reshipment incident thereto.

(3) For the purposes of this code, “inland marine insurance” is as established by general custom of the insurance business and promulgated by rule of the commission.

History.—ss. 105, 417, ch. 59-205; ss. 13, 35, ch. 69-106; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 80, 86, 809(1st), ch. 82-243; ss. 187, 188, ch. 91-108; s. 4, ch. 91-429; s. 853, ch. 2003-261.

Note.—Consolidation of s. 624.607 and former s. 627.071.

F.S. 624.607 on Google Scholar

F.S. 624.607 on Casetext

Amendments to 624.607

Arrestable Offenses / Crimes under Fla. Stat. 624.607

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 624.607.

Annotations, Discussions, Cases:

Cases from cite.case.law:

STARR INDEMNITY LIABILITY COMPANY, v. BRIGHTSTAR CORP., 388 F. Supp. 3d 304 (S.D.N.Y. 2019)

. . . . § 624.607(2)(d) (defining "wet marine and transportation insurance"). . . .

B. ORETSKY, v. INFINITY INSURANCE COMPANY,, 524 F. App'x 517 (11th Cir. 2013)

. . . . § 624.607(2) (defining the term “wet marine and transportation insurance” as “that part of marine insurance . . .

SOUTHERNMOST MARINE SERVICES, INC. a d b a a a v. ONE FIFTY FOUR FOOT SEA RAY M V POTENTIAL,, 250 F. Supp. 2d 1367 (S.D. Fla. 2003)

. . . . § 624.607(1)(b). Both provisions describe insurance ‘against legal liability’.” . . .

INDEMNITY CASUALTY PROPERTY, LTD. v. HUNTER, 752 So. 2d 658 (Fla. Dist. Ct. App. 2000)

. . . . § 624.607(2)(b). . . . Id. § 624.607(l)(b). . . . is known in the industry as a “wet marine and transportation insurance” policy as defined in section 624.607 . . . Section 624.607(l)(b), Florida Statutes (1997) provides: "(b) Marine protection and indemnity insurance . . . Section 624.607(2), Florida Statutes (1997) provides: "For the purposes of this code, 'wet marine and . . .

FLORIDA INSURANCE GUARANTY ASSOCIATION, v. PILINGS STRUCTURES, INC., 616 So. 2d 532 (Fla. Dist. Ct. App. 1993)

. . . . § 624.607(2), Fla.Stat. (1985) (emphasis added). . . . . § 624.607(l)(b), Fla.Stat. (1985) (emphasis added). . . . not intended to be) “marine protection and indemnity” insurance, as that term is defined in section 624.607 . . . maritime coverage endorsement qualified as “marine protection and indemnity” insurance under section 624.607 . . . (l)(b) and, therefore, as “wet marine and transportation” insurance under section 624.607(2), that does . . .

JACKSON, v. LEADS DIAMOND CORPORATION,, 767 F. Supp. 268 (S.D. Fla. 1991)

. . . . § 624.607(l)(a)(3). . . .

GOLDEN DOOR JEWELRY CREATIONS, INC. Co. v. LLOYDS UNDERWRITERS, LEACH GARNER CO. v. WRIGHT,, 758 F. Supp. 708 (S.D. Fla. 1991)

. . . . § 624.607(3) (1989); Fla.Admin.Code R. 4-48.003 (1989) (permissive legislation under which the Florida . . .

GOLDEN DOOR JEWELRY CREATIONS, INC. Co. v. LLOYDS UNDERWRITERS, LEACH GARNER CO. v. WRIGHT,, 748 F. Supp. 1529 (S.D. Fla. 1990)

. . . Section 624.607, Florida Statutes (1989) provides general definitions for marine insurance and inland . . . Fla.Stat. § 624.607(3) (1989). . . .

STEELMET, INC. R. v. CARIBE TOWING CORPORATION, MARINE EXPLORATION COMPANY, INC. v. FRANK B. HALL AND COMPANY, ALABAMA- PUERTO RICO BARGE LINES, INC. v. CALVERT FIRE INSURANCE COMPANY,, 842 F.2d 1237 (11th Cir. 1988)

. . . . § 624.607(l)(b). Both provisions describe insurance “against legal liability.” . . .

SIG M. GLUKSTAD, INC. d b a v. LINEAS AEREAS PARAGUAYAS, 619 F.2d 457 (5th Cir. 1980)

. . . . § 624.607(2). . . .