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Florida Statute 627.4132 | Lawyer Caselaw & Research
F.S. 627.4132 Case Law from Google Scholar
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The 2023 Florida Statutes (including Special Session C)

Title XXXVII
INSURANCE
Chapter 627
INSURANCE RATES AND CONTRACTS
View Entire Chapter
F.S. 627.4132
627.4132 Stacking of coverages prohibited.If an insured or named insured is protected by any type of motor vehicle insurance policy for liability, personal injury protection, or other coverage, the policy shall provide that the insured or named insured is protected only to the extent of the coverage she or he has on the vehicle involved in the accident. However, if none of the insured’s or named insured’s vehicles is involved in the accident, coverage is available only to the extent of coverage on any one of the vehicles with applicable coverage. Coverage on any other vehicles shall not be added to or stacked upon that coverage. This section does not apply:
(1) To uninsured motorist coverage which is separately governed by s. 627.727.
(2) To reduce the coverage available by reason of insurance policies insuring different named insureds.
History.s. 10, ch. 76-266; s. 1, ch. 80-364; s. 2, ch. 81-318; ss. 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 14, ch. 88-370; s. 114, ch. 92-318; s. 326, ch. 97-102.

F.S. 627.4132 on Google Scholar

F.S. 627.4132 on Casetext

Amendments to 627.4132


Arrestable Offenses / Crimes under Fla. Stat. 627.4132
Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.4132.



Annotations, Discussions, Cases:

Cases from cite.case.law:

RANDO, v. GOVERNMENT EMPLOYEES INSURANCE COMPANY,, 39 So. 3d 244 (Fla. 2010)

. . . See § 627.4132, Fla. . . .

RANDO, v. GOVERNMENT EMPLOYEES INSURANCE COMPANY,, 556 F.3d 1173 (11th Cir. 2009)

. . . Section 6274132 In 1976, the Florida legislature enacted Florida Statutes § 627.4132, which prohibited . . . Stat. § 627.4132 (1976). . . . However, in 1980 the legislature amended § 627.4132 to state that the statute did not apply to UM coverage . . .

O BRIEN, M. O v. STATE FARM FIRE CASUALTY CO. a a, 999 So. 2d 1081 (Fla. Dist. Ct. App. 2009)

. . . insurance” when an automobile policy endorsement added coverage for an additional vehicle after section 627.4132 . . . that Pohlman decision “dealt exclusively with a question of statutory interpretation under section 627.4132 . . .

AUTO- OWNERS INSURANCE CO. v. PETRIK, 915 So. 2d 640 (Fla. Dist. Ct. App. 2005)

. . . . § 627.4132, Fla. Stat. (1999) (emphasis added). . . . a policy’s anti-stacking provision relating to uninsured motorist coverage was contrary to section 627.4132 . . .

GASCH, v. L. HARRIS, 808 So. 2d 1260 (Fla. Dist. Ct. App. 2002)

. . . Pohlman dealt exclusively with a question of statutory interpretation under section 627.4132, Florida . . .

UNITED SERVICES AUTOMOBILE ASSOCIATION, a v. S. ROTH, 744 So. 2d 1227 (Fla. Dist. Ct. App. 1999)

. . . , after the supreme court permitted stacking in Tucker, the Legislature reacted by enacting section 627.4132 . . .

GOVERNMENT EMPLOYEES INSURANCE CO. v. STAFSTROM, 668 So. 2d 631 (Fla. Dist. Ct. App. 1996)

. . . Pohlman court held that a new contract on the added vehicle was created so that the provisions of section 627.4132 . . . However, section 627.4132, unlike section 627.727, did not have a provision limiting its applicability . . . The Pohlman court probably would have reached a different conclusion had section 627.4132 provided: This . . .

GOVERNMENT EMPLOYEES INSURANCE COMPANY, v. J. DOUGLAS,, 654 So. 2d 118 (Fla. 1995)

. . . These summaries explain that the legislature enacted a non-stacking statute in 1976, section 627.4132 . . . The present law, s. 627.4132, is the so-called “anti-stacking law.” . . . Present Situation: Section 627.4132, F.S., is the so-called “anti-stacking law.” . . .

GRANT, v. STATE FARM FIRE AND CASUALTY COMPANY,, 620 So. 2d 778 (Fla. Dist. Ct. App. 1993)

. . . Citing section 627.4132, Florida Statutes (1977), which prohibits the stacking of UM coverage, the court . . .

FLORIDA FARM BUREAU CASUALTY COMPANY, v. HURTADO,, 587 So. 2d 1314 (Fla. 1991)

. . . Trombley, 445 So.2d at 709, which construed section 627.4132 as permitting only named insureds and their . . . We begin by noting that there is nothing on the face of section 627.4132 to preclude Hurtado from receiving . . . It provided: 627.4132 Stacking of coverages prohibited. — If an insured or named insured is protected . . . (amending § 627.4132, Fla.Stat. (1979)). . . . Section 627.4132, Florida Statutes (1987), provides: 627.4132 Stacking of Coverages prohibited. — If . . . Although I agree that section 627.4132 does not provide a remedy to Hurtado under preexisting case law . . .

HURTADO v. FLORIDA FARM BUREAU CASUALTY COMPANY,, 557 So. 2d 612 (Fla. Dist. Ct. App. 1990)

. . . In 1976, the Florida legislature adopted section 627.4132, Florida Statutes (1976), prohibiting the stacking . . . any form of insurance coverage, but in 1980, the statute was amended and the prohibition repealed. § 627.4132 . . . class of individuals the Senate Statement contemplated would benefit from the 1980 amendment to section 627.4132 . . . The Senate Statement provides a more complete analysis of the effect of section 627.4132, Florida Statutes . . . Hurtado falls within the class of insureds expressly deemed to benefit from the 1980 amendment to section 627.4132 . . .

G. MOORE, v. UNITED SERVICES AUTOMOBILE ASSOCATION,, 808 F.2d 1147 (5th Cir. 1987)

. . . . § 627.4132 (Supp.1976), which reads as follows: Stacking of coverage prohibited. . . .

NATIONWIDE MUTUAL FIRE INSURANCE COMPANY, v. W. KAUFFMAN,, 495 So. 2d 1184 (Fla. Dist. Ct. App. 1986)

. . . Coming full circle, the 1976 version of section 627.4132, Florida Statutes, which furnished the underpinnings . . .

UNITED SERVICES AUTOMOBILE ASSOC. v. DIXIE INSURANCE COMPANY,, 487 So. 2d 84 (Fla. Dist. Ct. App. 1986)

. . . At issue here, as in Harbach, is the interpretation of section 627.4132, Florida Statutes (the anti-stacking . . .

FIREMAN S FUND INSURANCE COMPANY, v. POHLMAN,, 485 So. 2d 418 (Fla. 1986)

. . . At that time, section 627.4132, Florida Statutes (1977), provided that every uninsured motorist policy . . . Section 627.4132 was amended, effective October 1, 1980, to remove this restriction and allow an insured . . .

STATE FARM MUTUAL AUTOMOBILE INSURANCE CO. v. GANT, a L. S., 478 So. 2d 25 (Fla. 1985)

. . . district court affirmed summary judgment on the stacking issue, holding that the amendment of section 627.4132 . . . In Dewberry this Court held that applying section 627.4132 to prohibit the stacking of uninsured motorist . . .

W. POHLMAN v. FIREMAN S FUND INSURANCE COMPANY, d b a a, 471 So. 2d 644 (Fla. Dist. Ct. App. 1985)

. . . In 1976, the Legislature first enacted Section 627.4132, Florida Statutes (Supp. 1976). . . . Section 627.4132, Florida Statutes (Supp. 1980), re-enacted in 1981 and in effect in 1982, provided: . . . "627.4132. . . . The statute in effect at the time the policy was written, Section 627.4132, Florida Statutes (1977), . . . provided: "627.4132 Stacking of coverages prohibited. . . .

AUTO- OWNERS INSURANCE CO. v. PROUGH,, 463 So. 2d 1184 (Fla. Dist. Ct. App. 1985)

. . . In 1976, after those cases were decided, the legislature enacted section 627.4132, Florida Statutes ( . . . reduce the coverage available by reason of insurance policies insuring different named insureds. § 627.4132 . . .

AUTOMOBILE INSURANCE CO. OF HARTFORD, CONNECTICUT, v. BEEM,, 469 So. 2d 138 (Fla. Dist. Ct. App. 1985)

. . . This exclusion remained invalid until the legislature enacted section 627.4132, Florida Statutes (Supp . . . Section 627.4132, Florida Statutes (Supp.1976) had two purposes: firstly, it limited an insured to coverage . . . applying to uninsured motorists. § 627.4132, Fla.Stat. . . . Appellant contends that the public policy behind Mullis was changed with the passage of section 627.4132 . . . unpersuaded that the new section 627.727, Florida Statutes (Supp. 1984) intended to clarify section 627.4132 . . .

STATE FARM MUTUAL AUTOMOBILE INSURANCE CO. v. GANT, a L. S., 460 So. 2d 912 (Fla. Dist. Ct. App. 1984)

. . . The first issue concerns the application of section 627.4132, Florida Statutes (1983). . . . Accordingly, we find that section 627.4132, as amended October 1, 1980, may constitutionally be applied . . .

METROPOLITAN PROPERTY AND LIABILITY INSURANCE COMPANY, a v. GRAY, 446 So. 2d 216 (Fla. Dist. Ct. App. 1984)

. . . Prior to its amendment effective October 1, 1980, section 627.4132, Florida Statutes (1979), mandated . . . Thus, the amendment to section 627.4132 does not apply in the instant case unless, between the effective . . . material way change the terms and conditions of the existing policy and the 1980 amendment to section 627.4132 . . . severable contract and further assuming that under section 627.412(1), Fla.Stat., the provisions of section 627.4132 . . . and severable contract” to James Gray should not be used as a device to allow an amendment to section 627.4132 . . . dissent in this case because I think the October 1, 1980, amendment to the anti-stacking statute, section 627.4132 . . . This section shall not apply: (1) To uninsured motorist coverage. § 627.4132(1), Fla.Stat. (1981). . . . .

LIBERTY MUTUAL INSURANCE COMPANY, v. TROMBLEY,, 445 So. 2d 709 (Fla. Dist. Ct. App. 1984)

. . . This appeal concerns stacking of uninsured motorist coverage under Section 627.4132, Florida Statutes . . . The trial court found that Section 627.4132, Florida Statutes (1980), permitted stacking of uninsured . . .

ALLSTATE INSURANCE COMPANY, v. G. ROBERTS,, 444 So. 2d 573 (Fla. Dist. Ct. App. 1984)

. . . This appeal involves construction of the phrase “different named insureds” as used in Section 627.4132 . . . The court concluded that “to permit stacking in this instance would be in violation of Section 627.4132 . . . district held on the narrow issue of statutory construction that it agrees with Lowry that Section 627.4132 . . .

AMERICAN STATES INSURANCE COMPANY, v. KELLEY, 446 So. 2d 1085 (Fla. Dist. Ct. App. 1984)

. . . See Section 627.4132, Florida Statutes (1980). . . .

VANDERWALKER, v. COLONIAL PENN INSURANCE COMPANY, a, 441 So. 2d 178 (Fla. Dist. Ct. App. 1983)

. . . effective date of chapter 80-364, Laws of Florida, which rendered the “anti-stacking” statute, section 627.4132 . . . The Florida Supreme Court recently decided to the contrary, holding that section 627.4132, Florida Statutes . . . Section 627.4132, Florida Statutes (Supp.1976), provides that an “insured is protected only to the extent . . .

NEW HAMPSHIRE INSURANCE GROUP, v. HARBACH,, 439 So. 2d 1383 (Fla. 1983)

. . . We disapprove the decision of the district court and find that section 627.4132, Florida Statutes (Supp . . . We must determine whether the legislature, by enacting section 627.4132 in 1976, intended to change the . . . Section 627.4132, Florida Statutes (Supp.1976), reads as follows: Stacking of coverages prohibited. — . . . We conclude that section 627.4132, as written when this action arose, had two purposes. . . . In addition, the legislative staff analysis of the 1980 amendment of section 627.4132 states, in part . . .

REYNOLDS v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,, 437 So. 2d 195 (Fla. Dist. Ct. App. 1983)

. . . The second involves the applicability and construction of Section 627.4132, Florida Statutes (1977). . . . Kuhn, 374 So.2d 1079 (Fla. 3d DCA 1979), erroneously concluded that Section 627.4132, Florida Statutes . . . And so to the question of the applicability and construction of Section 627.4132, Florida Statutes (1977 . . . McLellan decision was cited in both the Kuhn and Indomenico cases as authority for construing Section 627.4132 . . . .2d 1216 (Fla. 5th DCA 1982), has construed the statute correctly (at page 1217): In summary, Section 627.4132 . . . identical policy exclusion to facts on all fours with those in this case, held that by virtue of Section 627.4132 . . .

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, v. L. TAYLOR,, 434 So. 2d 37 (Fla. Dist. Ct. App. 1983)

. . . To permit stacking of these policies would in this instance be a violation of section 627.4132, Florida . . .

STATE FARM MUTUAL AUTOMOBILE INSURANCE CO. v. R. NORTHROP V., 437 So. 2d 706 (Fla. Dist. Ct. App. 1983)

. . . In Lowry, the court held that Section 627.4132, Florida Statutes (1979), prohibits stacking of multiple . . . construction argued by the parties, we agree with the decision in Lowry, supra, that the language in Section 627.4132 . . . Section 627.4132 provided as follows on July IS, 1980, the date of the accident in this case: 627.4132 . . . whether the statute is self-executing in view of its language that “the policy shall provide,” Section 627.4132 . . .

LUMBERMENS MUTUAL CASUALTY COMPANY, v. M. STERN,, 433 So. 2d 48 (Fla. Dist. Ct. App. 1983)

. . . Lumbermens contends that Section 627.4132, Florida Statutes (1977), permits an insurance company to exclude . . . Section 627.4132, Florida Statutes (1977), provides as follows: “If an insured or named insured is protected . . . We believe our result here is consistent with the plain meaning of Section 627.4132, Florida Statutes . . .

M. MAY, v. STATE FARM MUTUAL AUTOMOBILE INS. CO., 430 So. 2d 999 (Fla. Dist. Ct. App. 1983)

. . . these two policies with a third policy issued after October 1, 1976, the effective date of section 627.4132 . . . After a non-jury trial the trial court held that section 627.4132 was incorporated into each of the contracts . . . Dewberry’s policy was renewed on August 3, 1976, prior to the October 1, 1976, effective date of section 627.4132 . . . reaffirm this general rule and find that appellant was placed on notice of the effectiveness of section 627.4132 . . . Section 627.4132, Florida Statutes (Supp. 1976), reads: Stacking of coverages prohibited. — If an insured . . .

PROGRESSIVE AMERICAN INSURANCE COMPANY, v. GLENN,, 428 So. 2d 367 (Fla. Dist. Ct. App. 1983)

. . . appellant involve cases which were decided upon interpretation of the anti-stacking statute, Section 627.4132 . . .

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, v. LEWIS N., 425 So. 2d 603 (Fla. Dist. Ct. App. 1982)

. . . In 1976, the Florida Legislature enacted section 627.4132. 627.4132 Stacking of coverages prohibited. . . . To support this contention, appellant cites a line of cases, all decided under section 627.4132, Florida . . . The court did not mention section 627.4132 explicitly and perhaps did not consider whether that section . . . Kokay, 398 So.2d 1355 (Fla.1981), which they interpreted as holding that section 627.4132 solely dealt . . . It is true that section 627.4132 may be literally read to apply to the instant case. . . .

LOWRY, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,, 421 So. 2d 668 (Fla. Dist. Ct. App. 1982)

. . . court correctly concluded that to permit stacking in this instance would be a violation of Section 627.4132 . . .

LUIS, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,, 419 So. 2d 423 (Fla. Dist. Ct. App. 1982)

. . . Sec. 627.4132, Fla.Stat. (1977); see, State Farm Mutual Automobile Ins. Co. v. . . .

J. STOLFI, v. PRUDENTIAL PROPERTY AND CASUALTY INSURANCE COMPANY,, 416 So. 2d 43 (Fla. Dist. Ct. App. 1982)

. . . Under Section 627.4132, Florida Statutes (1977), aggregation is allowed if the claimant is a named insured . . .

ALLSTATE INSURANCE COMPANY, v. PIATT,, 417 So. 2d 705 (Fla. Dist. Ct. App. 1982)

. . . The anti-stacking provision of Section 627.4132, Florida Statutes (1977), in effect at the time of these . . .

DUARTE, v. SOUTH CAROLINA INSURANCE CO., 414 So. 2d 32 (Fla. Dist. Ct. App. 1982)

. . . Sec. 627.4132, Fla.Stat. (1977); Kokay v. South Carolina Ins. . . .

HARBACH, v. NEW HAMPSHIRE INSURANCE GROUP, a, 413 So. 2d 1216 (Fla. Dist. Ct. App. 1982)

. . . This case is at cross-purposes, with the statute, Section 627.4132, as determined by the supreme court . . . In summary, section 627.4132 applies to bar coverage only where multiple coverages are issued to the . . .

H. HINES, v. WAUSAU UNDERWRITERS INSURANCE COMPANY,, 408 So. 2d 772 (Fla. Dist. Ct. App. 1982)

. . . was repudiated by the legislature by the enactment of the so-called “anti-stacking” statute, section 627.4132 . . . recover uninsured motorist benefits under his father’s policy because the anti-stacking statute (§ 627.4132 . . . The concluding sentence of section 627.4132 expressly exempts such situations from its purview. . . .

TRAVELERS INDEMNITY COMPANY, v. M. GORMAN E. s FIREMAN S FUND INSURANCE COMPANY, v. M. GORMAN E., 404 So. 2d 1147 (Fla. Dist. Ct. App. 1981)

. . . The Gormans, however, claim that these provisions conflict with section 627.4132, Florida Statutes (1979 . . . Section 627.4132 provides as follows: If an insured or named insured is protected by any type of motor . . . The Gormans contend that the last sentence of section 627.4132 applies because the two policies were . . .

LUMBERMENS MUTUAL CASUALTY COMPANY, v. MARTIN, Jr., 399 So. 2d 536 (Fla. Dist. Ct. App. 1981)

. . . .§ 627.4132 law, since Francisco, Jr. was a relative of the named insured residing in his household and . . . While the stacking of vehicles insured in one policy was precluded by § 627.4132, Fla.Stat. (1977), it . . .

SOUTH CAROLINA INSURANCE COMPANY, v. KOKAY, a, 398 So. 2d 1355 (Fla. 1981)

. . . courts, aggregating twenty-eight judges, have struggled to determine what the last sentence of section 627.4132 . . . issue in conflict concerns the application of the last sentence of the “anti-stacking” statute, section 627.4132 . . . The trial court concluded that under section 627.4132 only the $10,-000 limit of one policy was available . . .

KENILWORTH INSURANCE COMPANY, A. v. I. DRAKE, 396 So. 2d 836 (Fla. Dist. Ct. App. 1981)

. . . “Stacking,” now prohibited by section 627.4132, Florida Statutes, occurs when an owner of several vehicles . . .

L. WILLARD, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,, 395 So. 2d 1168 (Fla. Dist. Ct. App. 1981)

. . . State Farm Mutual Automobile Insurance Company, 366 So.2d 811 (Fla. 4th DCA 1979), to hold that section 627.4132 . . .

FLORIDA INSURANCE GUARANTY ASSOCIATION, v. JOHNSON,, 392 So. 2d 1348 (Fla. Dist. Ct. App. 1980)

. . . requires uninsured motorist coverage to be offered with automobile liability insurance, and Section 627.4132 . . . Before passage of the anti -stacking statute, Section 627.4132, Florida Statutes (1976), this second . . . -364, § 1, Laws of Fla. effective October 1, 1980, eliminates uninsured motorist coverage from Sec. 627.4132 . . .

FIGUEREDO, v. LEATHERBY INSURANCE COMPANY,, 392 So. 2d 287 (Fla. Dist. Ct. App. 1980)

. . . This accident occurred in 1975; therefore, the “antistacking” statute, Section 627.4132, enacted in 1976 . . .

NEDUCHAL, v. ALLSTATE INSURANCE COMPANY, a a, 397 So. 2d 925 (Fla. Dist. Ct. App. 1980)

. . . Neduchal’s action for injuries arising from an automobile accident, the trial judge ruled that section 627.4132 . . .

DAY, v. UNITED STATES FIDELITY AND GUARANTY COMPANY, a, 388 So. 2d 351 (Fla. Dist. Ct. App. 1980)

. . . Guaranty Company, however, it was contended that no stacking was possible under the provisions of Section 627.4132 . . . Section 627.-4132, Florida Statutes provides: 627.4132 Stacking of coverages prohibited. . . . State Farm Mutual Automobile Insurance Company, 366 So.2d 811 (Fla. 4th DCA 1979), that Section 627.4132 . . . (Fla. 3d DCA 1980), reached an entirely different result, holding that the last sentence of Section 627.4132 . . . inappropriately based upon the court’s interpretation of the supposed intent of the legislature in enacting s. 627.4132 . . .

J. LAUREDO, v. FIDELITY CASUALTY COMPANY OF NEW YORK,, 388 So. 2d 1073 (Fla. Dist. Ct. App. 1980)

. . . However, the appellant overlooks the wording of the “no-stack” statute [Section 627.4132, Florida Statutes . . .

INDOMENICO, v. STATE FARM MUTUAL AUTO INSURANCE COMPANY,, 388 So. 2d 29 (Fla. Dist. Ct. App. 1980)

. . . Prior to the adoption of the anti-stacking statute, Section 627.4132, Florida Statutes (1977), the effect . . . Kuhn, 374 So.2d 1079 (Fla. 3d DCA 1979), we observed: A reading of Section 627.4132 clearly evidences . . . Kuhn, supra, plaintiff here seeks to circumvent Section 627.4132, Florida Statutes (1977), by arguing . . . Under Section 627.4132, Florida Statutes (1977), an insured or named insured is protected only to the . . . The term “vehicle” referred to in Section 627.4132, Florida Statutes (1977), is broader than the term . . .

MOTOR CLUB OF AMERICA INSURANCE COMPANY, v. LANDA,, 388 So. 2d 10 (Fla. Dist. Ct. App. 1980)

. . . Plaintiff/appellant relied upon the anti-stacking statute, Section 627.4132, Florida Statutes (1979), . . .

MORENO v. FIDELITY CASUALTY COMPANY OF NEW YORK,, 385 So. 2d 127 (Fla. Dist. Ct. App. 1980)

. . . abrogated by policy provision, as the accident herein occurred prior to the effective date of Section 627.4132 . . .

L. BURT T. Sr. v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, NOBLES, v. L. BOYETTE, 383 So. 2d 966 (Fla. Dist. Ct. App. 1980)

. . . issue presented by this appeal is whether the last sentence of the “anti-stacking” statute, Section 627.4132 . . . Section 627.4132 reads: If an insured or named insured is protected by any type of motor vehicle insurance . . . reasoned: The entirely clear and totally unambiguous language of the concluding sentence of Section 627.4132 . . . the drafters would have repeated the use of the word “stacked,” so that the last sentence of Section 627.4132 . . .

STEPHAN, v. UNITED STATES FIDELITY AND GUARANTY COMPANY, 384 So. 2d 691 (Fla. Dist. Ct. App. 1980)

. . . Stephan contends that the trial court erred in awarding State Farm a summary judgment under Section 627.4132 . . . State Farm, however, declined coverage under any of the four policies contending that Section 627.4132 . . . State Farm Mutual Automobile Insurance Company, 378 So.2d 330 (Fla.2d DCA 1980) we held that Section 627.4132 . . .

KOKAY, a v. SOUTH CAROLINA INSURANCE COMPANY, a, 380 So. 2d 489 (Fla. Dist. Ct. App. 1980)

. . . involves the application of the last sentence of the recently-enacted “anti-stacking” statute, Section 627.4132 . . . what it says and that the statute does not operate to prevent “stacking,” in accordance with the pre-627.4132 . . . We hold to the contrary. § 627.4132, which entirely governs this case, provides in its entirety as follows . . . As the insurer concedes, that would be the case absent the existence of § 627.4132. Tucker v. . . . As worded, § 627.4132 serves, as in the Kuhn case, supra, and in State Farm Mutual Automobile Ins. . . .

E. COX, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,, 378 So. 2d 330 (Fla. Dist. Ct. App. 1980)

. . . adopt this understanding of “stacking” when it enacted the anti-stacking statute quoted below in 1976: 627.4132 . . .

LIBERTY MUTUAL INSURANCE COMPANY, v. SEARLE M. TRAVELERS INDEMNITY COMPANY, v. LIBERTY MUTUAL INSURANCE COMPANY, M., 379 So. 2d 131 (Fla. Dist. Ct. App. 1979)

. . . Initially, it should be noted that Section 627.4132, Florida Statutes (1977) does not apply to this claim . . .

SOUTHEASTERN FIDELITY INSURANCE COMPANY, v. EARNEST n k a, 378 So. 2d 787 (Fla. Dist. Ct. App. 1979)

. . . cases all involve the law applicable prior to the effectiveness of the anti-stacking statute, Sec. 627.4132 . . .

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, v. WIMPEE,, 376 So. 2d 20 (Fla. Dist. Ct. App. 1979)

. . . Appellant urges that the anti-stacking statute, Section 627.4132, Fla.Stat. (1977), prohibits uninsured . . . Section 627.4132, Fla.Stat. (1977). . . . Section 627.4132 provides an insured is protected only to the extent of coverage he has on the vehicle . . . As our supreme court recently said, in upholding the constitutionality of Section 627.4132, The appellants . . .

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, v. H. KUHN W., 374 So. 2d 1079 (Fla. Dist. Ct. App. 1979)

. . . The dispositive question presented for our determination is whether Kuhn is precluded by Section 627.4132 . . . Statutes (1977), below, from recovery of the uninsured motorist benefits provided in the truck policy. “627.4132 . . . A reading of Section 627.4132 clearly evidences a two fold purpose: (1) to prohibit the stacking of coverages . . . In an attempt to circumvent Section 627.4132, Kuhn argues that his motorcycle is not a “vehicle.” . . .

R. HAUSLER H. v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, a, 374 So. 2d 1037 (Fla. Dist. Ct. App. 1979)

. . . In their briefs the parties argue the issue of the definition of “vehicle” as used in Section 627.4132 . . . We find that it is unnecessary to address this point because Section 627.4132 does not apply to .this . . . The policy in question was issued and delivered a month before the governor signed Section 627.4132 into . . . Neither party was on notice of the limitations soon to be imposed by Section 627.4132. . . . reaffirm this general rule and find that appellant was placed on notice of the effectiveness of Section 627.4132 . . .

GILLETTE, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,, 374 So. 2d 525 (Fla. 1979)

. . . Circuit, in and for Escambia County, in which the court passed upon the constitutionality of section 627.4132 . . . The question presented is whether, on its face, section 627.4132 is an unconstitutional infringement . . . J., and ADKINS, BOYD, OVERTON, SUNDBERG and ALDERMAN, JJ., concur. . 627.4132 Stacking of coverages prohibited . . .

LEZCANO R. v. LEATHERBY INSURANCE COMPANY, a, 372 So. 2d 214 (Fla. Dist. Ct. App. 1979)

. . . This case arose in 1975, therefore, § 627.4132 is not applicable. . . .

YADEN, v. HANOVER INSURANCE COMPANY, a, 375 So. 2d 5 (Fla. Dist. Ct. App. 1979)

. . . This case arose prior to the enactment of Section 627.4132, Florida Statutes (1976), which prohibits . . .

A. BUNCH v. HARTFORD ACCIDENT INDEMNITY COMPANY, a, 370 So. 2d 455 (Fla. Dist. Ct. App. 1979)

. . . seeking to recover for an accident which occurred October 9, 1976, appellants were precluded by Section 627.4132 . . . Company, 363 So.2d 1077 (Fla.1978), wherein the Supreme Court restricted the application of Section 627.4132 . . . accordance with Dewberry, if the policies in question were issued prior to October 1, 1976, Section 627.4132 . . .

HARTFORD ACCIDENT AND INDEMNITY COMPANY, v. RICHENDOLLAR,, 368 So. 2d 603 (Fla. Dist. Ct. App. 1979)

. . . The reader should note that § 627.4132, Fla. . . . Auto-Owners Insurance Co., 363 So.2d 1077 (Fla.1978), holds that § 627.4132 is not applicable to insurance . . .

McLELLAN, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,, 366 So. 2d 811 (Fla. Dist. Ct. App. 1979)

. . . It appears conceded that prior to the passage of Section 627.4132, Florida Statutes (1976), Michael would . . . Defendant, on the other hand, contends that the Legislative purpose in passing Section 627.4132, supra . . .

FLORIDA FARM BUREAU CASUALTY CO. v. L. ANDREWS,, 369 So. 2d 346 (Fla. Dist. Ct. App. 1978)

. . . The accident in question occurred in 1975, thus Section 627.4132, Florida Statutes (1976), is not applicable . . .

C. DEWBERRY, Jr. C. Jr. v. AUTO- OWNERS INSURANCE COMPANY,, 363 So. 2d 1077 (Fla. 1978)

. . . , because the final judgment of that court passed initially and directly on the validity of Section 627.4132 . . . Appellant argued the passage of Section 627.4132, Florida Statutes (Supp.1976), could not affect his . . . Renewing the arguments he made in the trial court, appellant posits that (1) Section 627.4132, Florida . . . The Governor signed Chapter 76-266 (Section 627.4132) into law on June 27, 1976, to apply to all claims . . . ADKINS, J., concurs in result only. . § 627.4132, Fla.Stat. . . .

NATIONWIDE MUTUAL FIRE INSURANCE COMPANY, v. F. BRYAR, 349 So. 2d 1221 (Fla. Dist. Ct. App. 1977)

. . . Section 10 of Chapter 76-266 (now Section 627.4132, Florida Statutes [Supp. 1976]) prohibits the stacking . . .

TRAVELERS INDEMNITY COMPANY, a v. WOLFSON,, 348 So. 2d 661 (Fla. Dist. Ct. App. 1977)

. . . Under the newly-enacted Section 627.4132, Florida Statutes (Supp.1976), which took effect October 1, . . .

HUNT, v. STATE FARM MUTUAL INSURANCE COMPANY,, 349 So. 2d 642 (Fla. Dist. Ct. App. 1977)

. . . the 1976 session, the Florida legislature revised the No-Fault Law in Florida and pursuant to Section 627.4132 . . .